Acceptance of Agreement

By signing this Agreement or electronically agreeing via our online portal, you acknowledge that you have read, understood, and accepted all the terms and conditions of this Agreement. You agree to use our services in accordance with this Agreement and to be bound by its provisions.

Services Provided

EH Wealth Advisors, LLC provides the following services to

clients through online and virtual platforms:

1. Financial Planning: Comprehensive analysis of your current financial situation, cash flow management, budgeting, retirement, tax, and estate planning.

2. Investment Advisory Services: Recommendations for asset allocation, investment strategies, portfolio management, and specific

   securities.

3. MyAdvisor Program: A subscription-based service offering ongoing financial planning and advice at affordable rates.

4. Online Courses and Webinars: Educational programs, including the Cash Flow Control Course, aimed at enhancing financial literacy and wealth management. These services may be delivered via email, telephone, video conferencing, or online tools and platforms provided by EH Wealth Advisors.

Fees and Billing

Fee Schedule:

Clients agree to pay fees for services as follows:

1. MyAdvisor Program Subscription: A flat monthly fee of $[Insert Fee] for access to ongoing financial planning and investment advice.

2. One-Time Financial Plan: $[Insert Fee] payable upon delivery of the final financial plan.

3. Investment Management Services: Fees based on assets under management (AUM), calculated as a percentage of the value of the assets managed by EH Wealth Advisors. The percentage is [Insert Percentage]% annually. Fees will be charged in arrears unless otherwise specified, and payment may be made via credit card, bank transfer, or other approved methods.

Client Responsibilities

The Client agrees to provide accurate and up-to-date information necessary for EH Wealth Advisors to provide effective financial

planning and investment advice. The Client is responsible for promptly notifying the Firm of any significant changes in their financial situation, goals, or preferences. Failure to provide timely and accurate information may limit the effectiveness of the services provided.

Investment Risk Disclosure

All investments involve risk, including the potential loss of principal. EH Wealth Advisors makes no guarantees regarding the performance of your investments. The recommendations we provide are based on careful analysis and available information but are subject to market risks beyond our control. You acknowledge that past performance is not indicative of future results, and investment outcomes may vary. You should consult with us regularly to ensure that your investment strategy remains aligned with your goals.

Authority and Limitations

By entering into this Agreement, you authorize EH Wealth Advisors to provide financial planning and investment advice based on the information you provide. EH Wealth Advisors will not have discretionary authority over your accounts or assets unless a separate Investment Management Agreement is executed. You are solely responsible for executing transactions in your investment accounts unless you have specifically authorized us to do so under a separate agreement.

Confidentiality and Data Protection

All personal and financial information you provide to EH Wealth Advisors will be treated as confidential and used solely for the purpose of providing the services outlined in this Agreement. We will not disclose your information to third parties without your consent, except as required by law. We utilize industry-standard security measures to protect your data and ensure that our online platforms are secure. However, we cannot guarantee the security of information transmitted via the internet, and you acknowledge the risks inherent in online communication.

Term and Termination

This Agreement remains in effect until terminated by either party. You may terminate this Agreement at any time by providing written notice. EH Wealth Advisors may also terminate this Agreement by giving you at least 30 days’ notice. Upon termination, any unpaid fees for services already provided will be due immediately.

Arbitration and Dispute Resolution

Any disputes arising out of or relating to this Agreement shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association. The arbitration shall take place in [Insert State] and both parties agree to waive their rights to a trial by jury.

Governing Law

This Agreement will be governed by and construed in accordance with the laws of the State of [Insert State], without regard to its

conflict of law principles.

Entire Agreement

This Agreement constitutes the entire understanding between the Client and EH Wealth Advisors and supersedes all prior agreements or understandings, whether written or oral.

Disclosure Under Michigan Blue Sky Laws

EH Wealth Advisors, LLC is a Registered Investment Advisor under the laws of the State of Michigan. As a registered investment advisor, EH Wealth Advisors is required to provide you with a copy of our Form ADV Part 2A (also known as the “Client Brochure”), which outlines important information about our business practices, services, fees, conflicts of interest, and more. By signing this Agreement, you acknowledge that you have been notified that you are entitled to receive a copy of our Form ADV Part 2A and the accompanying Client Brochure. These documents provide detailed disclosures about EH Wealth Advisors, LLC and the services we offer.

If you have not already received these documents, you may request a copy at any time by contacting us at [Insert Contact Information], and we will provide them to you promptly. By agreeing to this Agreement, you acknowledge that you have

received, read, and understood all the terms and conditions.